While we all know life is uncertain, we also want to provide for the ones we love. If you have a family, it’s important that you consider protecting those who would be left behind if something were to happen to you.
Life insurance is a great way for you to ensure that your family does not suffer financially should the worst happen. It can help replace lost income as well as pay for funeral costs, medical expenses, or estate taxes.
There are two basic types of life insurance: term and permanent. Term life insurance is a pure protection policy, which means that it only pays out if you pass away during the term of the policy. Permanent life insurance, on the other hand, has an investment component in addition to a death benefit. This means that the policy will accrue cash value over time, which you can borrow against in the event of unforeseen expenses.
We understand that choosing your life insurance is a highly personal decision, and varies greatly from one individual to another. Our agency offers a broad range of life insurance options, and our agents can help you make informed choices on how best to arrange your policy. Don’t put off purchasing your life insurance policy any longer, call us today and let us help you protect the ones you love.
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