Flood Insurance

Is Flood Insurance Important?

Do you live in or near a flood zone? Do you already have a homeowners insurance policy? If you answered yes to both of these questions, then a flood insurance policy could be extremely valuable to you and your family.

How Flood Insurance Works

Even if it hasn’t rained in months, there are still dangers that can cause water damage to your home. Flood insurance is designed to protect you from the financial impact of flooding.

Keep in mind that most homeowner’s or renters’ policies exclude flood damage, so covering your home with a flood insurance policy is an essential step in protecting yourself from disaster.

Most policies cover the damage to your home and possessions caused by the water, as well as the costs of living elsewhere while your home is being repaired. It’s important to note that a flood insurance policy does not cover damage caused by a hurricane or other natural disaster.

Understanding Flood Insurance

Just as with any other insurance policy, there are a few things you need to know before purchasing flood insurance. Our team is highly experienced in establishing new flood insurance policies for people in our area; contact us today to learn more about how and why a flood insurance policy is an important investment for you and your family.