As a business owner, you probably already know that you need business auto insurance. Protecting your business vehicles is just as important as protecting your employees, and having properly insured vehicles is required by both state and federal laws.
Although your personal car is probably covered under a standard policy, your business vehicles are not – unless you have a commercial policy.
Business auto insurance is designed to protect your business vehicles. It’s often required by lenders, and is also often mandated by state or federal agencies.
The main benefit of commercial auto insurance is that it covers damage to your vehicle that may result from accidents with uninsured or under-insured motorists. If you or one of your employees is in a collision with an uninsured driver, your policy will help to cover the damages.
Your commercial auto policy will also provide liability coverage in case you or one of your employees is facing litigation for damages caused by one of your business vehicles.
You may have a lot of questions about what your policy covers and how much it will cost you. That’s understandable. Every state has different requirements, so coverage will vary from policy to policy. Our team can help you nail down a policy that will provide you with the ideal amount of protection while fitting neatly into your budget. Call us today to learn more.
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